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Fakto protects your margins.

AI platform for cost intelligence.

Announcement

Fakto raises $4.2M to build the AI platform for cost intelligence.

Read the announcement

Every year, enterprises lose 2-5% of supplier spend to mis-billed and under-leveraged contracts. Fakto is the AI platform that protects enterprise margins by capturing the full financial value of every supplier relationship. Our agents continuously analyze every contract, invoice and operational decision to close the gap between what's negotiated and what's executed.

Margin protection, finally on autopilot.

01

Ingestion

01

Ingestion

Fakto extracts contracts, invoices and operational data from any system in any file format.

02

Detection

02

Detection

Fakto agents automatically detect all gaps from mis-billed and under-leveraged contracts.

03

Action

03

Action

Fakto agents continuously resolve every anomaly, turning each finding into recovered cash.

Powered by Fakto Intelligence

Catch every billing error at source.

Wrong-grid billing, indexation drift, tariff misapplications, coefficient errors, uncontracted rates. Every invoice price reconciled against the right contractual reference, line by line.

Reconciliations/Fuel/FRA-2024-FUEL-0421
Overcharge detected · €490.20View evidence →
Invoice line reconciliationLive
Field
Contract reference
Invoice
Status
Contract ID
FRA-2024-FUEL-0421
FRA-2024-FUEL-0421
✓
Pricing grid
B · diesel B7
A · diesel B7
Mismatch
Indexation
CPDP Q1'26
CPDP Q1'26
✓
Unit rate
€1.42 / L
€1.61 / L
+13.4%
Volume
2,580 L declared
2,580 L billed
✓
Calculated deviation
€490.20
Root causeWrong pricing grid applied
Impact13.4% over negotiated rate
RecoverabilityStrong · contractual evidence on file
Recommended next step
Issue corrective invoice request to supplier with reference to clause 4.2.
Reconciled in 2.3s · Confidence 99.2% · Evidence pack ready
Rebate tracking · annual view · 2025
FilterExport
Supplier
Threshold met
Earned
Applied
Status
VValterra Steel
Volume tier 3
€18,420
€18,420
✓Applied
BBrexell Chemicals
Annual commitment
€12,800
€0
✗Missing
SSolvera Glass
Q1 SLA bonus
€4,150
€2,075
◐Partial
NNordic Alloys
Volume tier 2
€8,300
€8,300
✓Applied
LLindner Gas
Performance bonus
€2,950
€0
✗Missing
Automatically detected
Q1 SLA threshold met · rebate clause Section 4.1 · 50% credited, residual €2,075 outstanding.
€15,750   unclaimed across 2 suppliers · 34% of earned rebate value
SLA enforcement · event detail
Sample · MS-2026-W12
Event detected · Mar 12 2026Breach confirmed
Managed services delivery - incident resolution exceeded contractual SLA window by 6 hours 22 minutes.
Contract clause
Section 7.2 · Service-level commitments
Critical incident · 4-hour resolution window · 0.5% monthly fee credit per hour exceeded · cap at 15%.
Calculated penalty
Breach duration6h 22m
Penalty rate3.2%
Monthly fee base€89,000
€2,847
Recoverable from supplier
Oct 2025Dec 2025Mar 2026
3rd breach by this supplier in trailing 6 months · pattern flagged for renegotiation
Panel routing · decision analysis
Sample · LANE-7842
Lane profileParis → Lyon · 1,820 kg · standard pallet · scheduled Mar 15 2026
Routed to
TransLogix Européen
Rate€428
Transit2 days
Routing score6.2 / 10
Actual
−27% rate
same transit
Better option in panel
Logifret Régional
Rate€312
Transit2 days
Routing score8.7 / 10
Available now
€116 saved per shipment · annualized at current volume€38,440
Volume aggregation · opportunity map
Category · indirect spend
Current spend distribution€248M annual
Tier 1 · €50M−1.8%
Tier 2 · €100M−2.5%
Tier 3 · €150M−3.2%
€84M
€62M
€56M
€30M
€16M
Supplier A€84MSupplier B€62MSupplier C€56MSupplier D€30MSupplier E€16M
Recommended action
Consolidate 70% of Supplier C and D volume into Supplier A.
Current distribution
5 suppliers · €84M largest
Post-consolidation
3 suppliers · Tier 2 unlocked
€1.4Munlocked annually via
Tier 2 consolidation pricing

Fuel · Contract FRA-2024-FUEL-0421

Overcharge detected · €490.20
€490.20

13.4% over negotiated rate

Pricing gridB → A (mismatch)
Unit rate€1.42/L → €1.61/L
Volume2,580 L

Recommendation

Issue corrective invoice request to supplier with reference to clause 4.2.

Rebate tracking · Annual view 2025

€15,750

unclaimed across 2 suppliers

Brexell Chemicals€12,800 · Missing
Lindner Gas€2,950 · Missing
+3 supplierstracked

Recommendation

34% of earned rebate value not credited. Trigger supplier reconciliation.

SLA enforcement · MS-2026-W12

Breach confirmed
€2,847

recoverable from supplier

Breach duration6h 22m
Penalty rate3.2%
Monthly fee base€89,000

Recommendation

3rd breach by this supplier in trailing 6 months. Pattern flagged for renegotiation.

Panel routing · Lane-7842

€38,440

annualized savings on Paris → Lyon lane

Current (TransLogix)€428/ship · score 6.2
Better (Logifret)€312/ship · score 8.7
Rate delta−27% · same transit

Recommendation

Reroute to Logifret Régional · available now in panel.

Volume aggregation · Indirect spend

€1.4M

unlocked annually via Tier 2 consolidation

Current spend€248M · 5 suppliers
Current tierTier 1 on largest
Post-consolidationTier 2 unlocked

Recommendation

Consolidate 70% of Supplier C and D volume into Supplier A.

The platform

Built to protect margins while the business runs.

Coverage/Active perimeter
Live · 24/7 monitoring
12,847
Contracts monitored
3.2M
Invoice lines reconciled YTD
€842M
Perimeter under contract
ReconciledActive findingsExpired
14 integrations live
Activity·Last 30 days
Live feed
Mar 14 · 09:32
Rebate threshold metSupplier · Manufacturing
+€18,420
Mar 13 · 17:18
SLA breach detectedSupplier · Business services
+€2,847
Mar 13 · 11:04
Wrong-grid overchargeSupplier · Construction
+€490
Mar 12 · 22:46
Volume tier unlockedMultiple suppliers · Indirect
+€124K
Mar 11 · 15:30
Indexation update flaggedSupplier · Logistics
Review
Mar 11 · 08:12
Surcharge cap hitSupplier · Construction
+€8,200
Median finding latency: 1.8 days from invoice receiptContinuous reconciliation
Evidence pack·F-00482
✓Ready to action
Finding

Wrong pricing grid applied · +€490.20 overcharge · 13.4% over negotiated rate.

Contractual basis
"Pricing shall be applied per Grid B (diesel B7) for deliveries within Zone 3."FRA-2024-FUEL-0421 · Section 4.2
Observed on invoice
InvoiceINV-2024-08-3421
Applied gridA · diesel B7
Billed rate€1.61 / L
Volume2,580 L
Calculation
Negotiated rate · Grid B€1.42 / L
Billed rate · Grid A€1.61 / L
Δ × 2,580 L+€490.20
Recoverable+€490.20
Recommended action
Issue corrective invoice request to supplier referencing clause 4.2.
Confidence 99.2% · Reviewed by 2 reconciliation modelsAuditable
01

Continuous coverage at scale

Every supplier contract, every invoice, every operational decision - across the full AP layer.

  • Continuous reconciliation across thousands of contracts and millions of invoices, line by line.
  • Coverage that scales with contract complexity, not with team headcount.
02

Speed and autonomy

Findings within days of the billing cycle - not quarters or years.

  • Automated reconciliation runs continuously, no batch processing or audit windows.
  • Findings surface in days of invoice receipt, ready for action.
03

Defensible findings

99% precision, evidence-grade outputs, ready for action.

  • Every finding includes the contractual evidence and calculation.
  • Outputs ready for procurement and finance to action with suppliers.

Customer stories

Fakto doesn't sell software, we deliver results.

€250K

recoverable margin identified

Construction · €40M fuel procurement perimeter
Customer outcome

With Fakto, a major French construction group transformed fuel procurement oversight from a periodic, manual audit cycle into a continuous, evidence-grade reconciliation layer running across every contract and every invoice.

Construction site - fuel procurement transformation
2.5%
Contractual deviation rate on flagged suppliers
99%
Precision on findings
30,000+
Invoices and price grids reconciled
10x

productivity gain vs. manual review

Real Estate · €130M annual rent perimeter
Customer outcome

Using Fakto, a major retail group moved commercial lease oversight from sample-based spot checks to full-portfolio coverage - reconciling every lease clause against every rent and charge invoice to surface indexation errors on rent, non-recoverable charges billed by landlords, and unhonored rent-free periods.

Real estate - lease portfolio reconciliation
8%
Of invoices flagged with billing errors
1,500
Leases reconciled, representing €130M in annual rents
100%
Coverage across photos, scans and PDFs
4%

overbilling recovered across the carrier mix

Logistics · 15 carriers reconciled
Customer outcome

Powered by Fakto, a major manufacturing group turned freight cost control into a continuous reconciliation layer - independently recalculating the expected price of every shipment from contractual grids, comparing it to the invoiced price down to the cent, and benchmarking each shipment across all available carriers.

Logistics - freight cost reconciliation
250,000
Shipments reconciled across 15 carriers
40,000+
Invoices and grids processed
2%
Of shipments flagged as sub-optimally routed

Industries & sectors

Where Fakto runs today

Manufacturing

Construction

Logistics & Transport

Retail

CPG

Real Estate

Fakto integrates with your existing stack

Native integrations

SAP
Microsoft Dynamics 365
Oracle NetSuite
Coupa
Ivalua
Tipalti
Workday
Icertis
Procurify

+ 50 integrations available in catalog

Document formats

Structured PDF

Machine-readable invoices, contracts, schedules

Scanned PDF · OCR

Image-based invoices, photographed contracts, scanned schedules

XLSX · CSV

Tabular data, supplier price lists, invoice extracts

DOCX · Email

Contracts, amendments, supplier correspondence

Fakto reads any document a procurement team handles

Built for trust. Secured by design.

Encryption

Data Protection

Encrypted end-to-end (AES-256 GCM, TLS 1.3) with SOC2 & ISO 27001 certified providers.

Data handling

Privacy by Design

Processes only essential data. Never reused, resold or retained beyond policy.

Access

Secure Integration

Authenticated APIs, private environments. No data leaves your perimeter.

Fakto protects your margins.

AI platform for cost intelligence.

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